
With Mrs. Uma Jain at the helm of “URJAA CONSULTANCY: INSURANCE & INVESTMENTS”, our team of qualified and passionate people look after your financial portfolio. She is a certified investment advisor with LIC, who has been taking care of all her clients’ financial needs whether its long term investments for education of children, retirement or short term requirements like holiday plans etc. With over five decades of experience behind us, we understand our customers better than any other investment company in the industry. With over 4000+ clients who speak highly about her sound financial advice. Mrs. Uma Jain has been a star performer of her branch for the past 50 years. A life member of MDRT (Million dollar round table), the most premier association for insurance advisors across the globe, she is also a Chairman’s club life member. With so many feathers in her cap, she firmly believes that a successful financial advisor is one who brings to the table a diverse and deep repertoire of financial planning expertise. She also holds a diploma in Financial Management of Life Insurance from the education council of Life Insurance college (Mumbai).

Salaried individuals claiming HRA under the old tax regime must disclose their relationship with landlords in Form 124 if rent exceeds ₹1 lakh, per Draft Income Tax Rules, 2026.
The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.